Investment

Fixed Deposit

Looking for a safe and reliable way to grow your money? At South Akim Rural Bank Plc, our Fixed Deposit Account offers you attractive interest rates while keeping your funds secure. Whether you are saving for future projects, business expansion, or personal needs, this facility guarantees both safety and growth of your investment.

Saving Deposits Rate Per Annum
GHS1,000 – 3,000
1.5%
GHS3,001 – 5,000
2.0%
GHS5,001 – 10,000
2.5%
GHS10,001 – 30,000
3.5%
Above GHS30,000
4%
Special Deposit Rate Per Annum
GHS1,000 – 5,000
2.5%
GHS5,001 – 10,000
3%
GHS10,001 – 15,000
4%
Above GHS15,000
4.5%
Fixed (30 Days) Rate Per Annum
GHS2,000 – 10,000
3.5%
GHS10,001 – 50,000
4.5%
GHS50,001 – 100,000
6%
GHS100,001 – 200,000
9%
Over GHS200,000
Negotiable
91 Days Rate Per Annum
GHS2,000 – 10,000
4%
GHS10,001 – 50,000
6%
GHS50,001 – 100,000
8%
GHS100,001 – 200,000
9%
Over GHS200,000
Negotiable
182 Days Rate Per Annum
GHS2,000 – 10,000
5%
GHS10,001 – 50,000
6.5%
GHS50,001 – 100,000
8.5%
GHS100,001 – 200,000
9.5%
Over GHS200,000
Negotiable
365 Days Rate Per Annum
GHS2,000 – 15,000
6.5%
GHS15,001 – 50,000
8%
GHS50,001 – 100,000
10%
GHS100,001 – 200,000
11.5%
Over GHS200,000
Negotiable
Have Any Quastions?

Top Questions People Ask Us

Got a question about how we’re organised, or looking for financial or shareholder information? View more Q&A here

What is the difference between a savings and a current account?

A savings account is designed for saving money and earns interest. A current account is for daily transactions and may not earn interest.

How do I open a bank account?

You usually need valid ID, proof of address, and a minimum deposit. Visit any branch of South Akim Rural Bank Plc.

What is a bank statement?

A bank statement is a summary of all your account transactions over a certain period, usually monthly.

How do I update my personal information?

Visit a branch with valid ID for update.

What is KYC (Know Your Customer)?

A regulatory requirement where banks verify the identity and address of customers to prevent fraud and money laundering.

What types of loans do banks offer?

Agric loan, salary advance loan, salaried workers loan, commercial loan.

Still have questions about services?

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